Злюка,
А он вообще делает банкротства? Я делаю. Или вы не правильно поняли, или он не правильно сказал. Если хочет, пусть мне позвонит, и я ему расскажу. Ссылку на закон щас искать не буду, времени нету. А вообще у меня тут на цомпьютере сохранено дел 100 (не моих) где студентческие долги были списаны банкротством.
There is an exception to the statutory provision that educational loans are not dischargeable. A debtor has to file an adversary proceeding and has to demonstrate undue hardship, a good-faith effort to repay, little or no chance of improving his financial situation in the future, that he did not intentionally deprive himself of job opporutunities, that he maintains a minimal standard of living, depriving himself of luxuries, courts usually like to see some sort of disability that caused the debtor to go into bankruptcy, or an illness. One debtor was denied because he had cable TV, and the court ruled that's a luxury and he could have used part of that money to pay down debt. Other courts have granted plenty of discharges.
If you or your lawyer wanna bet money on it, I've got all the statutes and the cases. Personally, I've never handled a student loan bankruptcy as these are rare and really hard to do. But the law and the decisions are out there.
Игорь Громов
Адвокат
(312) 953-4801 |
